Wie kann ich einen O2 DSL-Vertrag kündigen?

Ich wohne jetzt seit etwas mehr als 4 Jahren in Berlin und habe die ganze Zeit über einen Mobilfunk- und DSL-Vertrag bei O2 abgeschlossen. Da ich jetzt umziehen werde und dort eine Zeit lang kein Festnetz-Internet benötige, möchte ich meinen DSL-Vertrag kündigen. Meinen Mobilfunkvertrag bei O2 möchte ich aber weiterhin behalten.

Meine Frage ist, wie kann ich den DSL-Vertrag kündigen?

Wenn ein Vertrag nicht rechtzeitig gekündigt wurde, verlängert er sich automatisch um weitere 12 Monate und kann erneut gekündigt werden, wie in meinem Beitrag oben erläutert.

Sie sollten so schnell wie möglich einen Brief schreiben oder ein FAX senden an:

Telefonica Germany GmbH & Co. OHG .
Überseering 33
22297 Hamburg

Telefon: 01805880088

Ich empfehle dir, deine Kündigung so zu versenden, dass du nachweisen kannst, dass sie bei o2 angekommen ist 😉 .

Aber es ist nicht möglich, einen Vertrag durch einen Beitrag in diesem Forum oder über die Hotline zu kündigen. Der reguläre und offizielle (und im Übrigen beste) Weg zur Kündigung ist ein Brief oder ein FAX.

Der Vertrag wurde leider automatisch verlängert

Ihre Antwort ist in der Tat richtig. Nachdem ich 30 Minuten in der Hotline gewartet hatte, gelang es mir, mit einem Vertreter zu sprechen, der ziemlich unfreundlich und herablassend war und mir sagte, dass ich gezwungen sei, den O2-Vertrag mitzunehmen, weil er gerade diesen Monat verlängert worden sei.

Ich hatte keine Ahnung, dass er verlängert wurde, ich nahm an, dass man nach 24 Monaten jederzeit kündigen kann, aber da lag ich falsch. Ich bin jetzt bei 49 Monaten, und das bedeutet, dass ich den Vertrag noch 12 Monate weiterführen muss.

Ich habe auch einen O2-Mobilfunkvertrag und war bis jetzt ein treuer Kunde, aber die Art und Weise, wie die Person mit meiner Frau gesprochen hat (ich spreche leider nicht so gut Deutsch) und die Art und Weise, wie man einem treuen Kunden nicht helfen kann, hat mich wirklich traurig gemacht.

Ich weiß, dass es keinen Unterschied macht, aber ich werde sowohl meine Handyverträge als auch diesen Festnetzvertrag aus Protest per Brief kündigen. Ich hatte wirklich gehofft, dass es irgendeine Art von Flexibilität für treue Kunden geben würde, aber nicht nur, dass es keine gab, sondern der Vertreter war sarkastisch, als ich fragte. Alles in allem eine schreckliche Erfahrung in einer bisher ereignislosen DSL-Nutzung.

Galaxy S7 und Galaxy S7 edge Tipp: Wie man Apps auf die SD-Karte verschiebt

Eine der wichtigsten Funktionen von Android 6.0 Marshmallow ist der anpassbare Speicher, der eine microSD-Karte so formatiert und verschlüsselt, dass sie als Teil des internen Speichers funktioniert. Im Grunde genommen können Sie damit den internen Speicher vergrößern, und der größte Nutzen dieser Funktion besteht darin, mehr Platz für die Installation von Apps zu haben, was unter Android nur auf dem internen Speicher möglich ist. Leider hat Samsung den anpassbaren Speicher nicht auf dem Galaxy S7 und Galaxy S7 edge implementiert (oder auf Marshmallow für andere Geräte), aber es bietet weiterhin die Option, Apps auf den externen Speicher zu verschieben.

Wie Sie Apps auf die SD-Karte verschieben

Dies ist die gleiche Option, die es auf Samsung-Geräten schon lange gibt, aber die Art und Weise, wie Sie Apps auf die SD-Karte verschieben, ist bei Marshmallow (und dem Galaxy S7 und Galaxy S7 edge) etwas anders. Wie Sie das machen? Nun, befolgen Sie einfach die folgenden Schritte. Denken Sie daran, dass es von den einzelnen Apps abhängt, ob sie das Verschieben auf den externen Speicher unterstützen, daher können die folgenden Schritte nur auf Apps angewendet werden, die diese Option aktivieren.

Schritt 1: Gehen Sie zu den Einstellungen Ihres Telefons und tippen Sie auf die Option Anwendungen. Wählen Sie auf dem nächsten Bildschirm die Option Anwendungsmanager, um eine Liste aller installierten Apps anzuzeigen.

Schritt 2: Suchen Sie dann die App, die Sie auf die SD-Karte verschieben möchten, und klicken Sie auf ihren Namen in der Liste.

Schritt 3: Tippen Sie hier unterhalb der Schaltfläche Deinstallieren auf die Option Speicher.

Schritt 4: Wenn Ihre App das Verschieben auf die SD-Karte unterstützt, sollten Sie eine Schaltfläche ÄNDERN auf dem Bildschirm sehen, die sich öffnet, nachdem Sie im obigen Schritt die Option Speicher ausgewählt haben.

Schritt 5: Tippen Sie auf die Schaltfläche ÄNDERN und wählen Sie dann SD-Karte. Daraufhin wird das Exportmenü angezeigt, in dem Sie unten auf die Schaltfläche VERKEHREN tippen können, um die App auf die SD-Karte zu verschieben.

Android unterstützt das vollständige Verschieben einer App auf die SD-Karte nicht

Das war’s schon! Wenn Sie fertig sind, drücken Sie einfach die Zurück-Taste, um zur Anwendungsliste zurückzukehren, oder drücken Sie die Home-Taste, um zum Startbildschirm zu gelangen. Beachten Sie, dass Android das vollständige Verschieben einer App auf die SD-Karte nicht unterstützt, sodass einige Daten der App weiterhin auf dem internen Speicher verbleiben. Wenn Sie die SD-Karte herausnehmen, kann es sein, dass diese Apps nicht mehr funktionieren. Wenn Sie also Ihre microSD-Karte gegen eine neue austauschen, stellen Sie sicher, dass Sie alle Apps zurück in den internen Speicher verschieben, bevor Sie dies tun. Wiederholen Sie dann einfach die oben genannten Schritte, um diese Apps auf Ihre neue SD-Karte zu verschieben.

BITCOIN EYES $60.000-BREAKOUT ANTES DO ANÚNCIO DE GASTOS DE BIDEN

A taxa de câmbio BTC/USD aproximou-se de US$60.000 em um rally matinal na Ásia, impulsionado por uma enxurrada de fundamentos, desde a decisão do PayPal de adicionar um serviço de caixa criptográfico até a liquidação de transações Visa em USDC de moeda estável. Os comerciantes se aglomeraram na Bitcoin, acreditando que a adoção da moeda criptográfica seria uma adoção robusta e generalizada.

O principal rival do Bitcoin, o Gold, sofreu. A taxa de câmbio à vista XAU/USD caiu abaixo de $1.700 na quarta-feira, reagindo a uma subida intradiária nos rendimentos dos títulos do governo americano na sessão anterior que deixou o dólar americano mais forte. O ouro tende a se mover ao contrário do dólar americano.

A taxa de juros sobre a nota de referência do Tesouro americano de 10 anos subiu para 1,773% – seu nível mais alto desde janeiro de 2020 – antes de recuar para 1,724% no fechamento da terça-feira. Sua alta elevou o apelo do dólar americano nos mercados internacionais, levando o índice do dólar americano a recuperar seu nível mais alto no início de novembro de 2020, em 93,43.

BITCOIN ACIMA DE $60.000

A bitcoin no final de fevereiro reagiu negativamente ao aumento do rendimento dos títulos. No entanto, a moeda criptográfica veio por conta própria em meio a repetidas notícias de sua adoção generalizada, liderada pelo investimento de US$ 1,5 bilhões da Tesla e seguida por sua decisão de vender seus veículos elétricos para a moeda criptográfica. Enquanto isso, a Morgan Stanley também incluiu fundos de três bitcoin em sua carteira de serviços de investimento.

Políticas monetárias frouxas proporcionaram ventos de cauda para o viés de alta da Bitcoin ao longo de 2020. A moeda criptográfica fechou o ano 302 por cento mais alta, pois o Federal Reserve manteve suas taxas de juros próximas a zero e comprou dívidas do governo e títulos hipotecários ao ritmo de US$ 120 bilhões por mês.

O bitcoin também aumentou à medida que o governo dos EUA tomou emprestado mais de US$ 5 trilhões para seus três pacotes de estímulo ao coronavírus, levantando preocupações sobre o potencial de desvalorização monetária e inflação maior do que a esperada.

O sentimento de altivez prevaleceu em 2021, com a adoção institucional assumindo o lugar da frente. O bitcoin aumentou em mais 100 por cento ao atualizar seu recorde acima de 61.000 dólares.

A ONDA DE GASTOS DA BIDEN

Mais ganhos provavelmente apareceriam esta semana quando o Presidente Joe Biden anunciar um novo plano de gastos do governo na quarta-feira, quase menos de um mês após a aprovação de uma lei de estímulo de US$ 1,9 trilhão. Os comerciantes percebem os pacotes de estímulo como uma alta para o bitcoin enquanto investidores e empresas tentam compensar os temores de inflação aumentando suas propostas de compra de refúgio-seguro.

Larry Milstein, chefe do governo e das agências comerciais da R.W. Pressprich & Co, diz que estímulos adicionais alimentariam a recuperação econômica dos EUA. Por sua vez, o rendimento das notas de 10 anos aumentaria para 2,25% até o final deste ano, o que chamaria a atenção dos funcionários do Fed que se comprometeram a manter sua meta de inflação acima dos 2%.

„Se começarmos a ver um movimento significativo de aumento nas taxas, então poderemos ver uma reação do Fed“, disse ele.

Crypto exchange Kraken wants to double company

Crypto exchange Kraken wants to double company value through financing round

New investment capital from investors like Fidelity could boost the platform’s enterprise valuation to more than $10 billion.

Major American crypto exchange Kraken is apparently in talks regarding a new round of financing that would increase the platform’s enterprise value to US$10 billion.

Bloomberg reports on the corresponding plans with reference to anonymous sources. According to the report, Kraken has already Profit Revolution contacted major investors such as Fidelity, Tribe Capital and General Atlantic.

One of the sources suspects that the company’s value could even rise to 20 billion US dollars as a result of the additional money if demand is unexpectedly high.

In 2019, Kraken had raised US$13.5 million from more than 2,000 investors through investment platform Bnk to the Future, with the company’s valuation at the time standing at US$4 billion.

As a result, the trading platform’s market value

The latest news comes against the backdrop of the leading American crypto exchange Coinbase recently filing for an official initial public offering (IPO). As a result, the trading platform’s market value has recently risen to almost 100 billion US dollars through the private sale of company shares.

According to crypto information portal CoinMarketCap, Kraken has handled a trading volume of just under 2 billion US dollars in the past 24 hours, while Coinbase recorded 3.85 billion US dollars in the same period.

However, the planned funding round is also in light of the flash crash on 22 February, which saw Ether on Kraken slide to just US$700, while the second largest cryptocurrency was trading above US$1,300 on other exchanges.

For many users of the platform, this was accompanied by considerable losses, which is why some of them are now considering a class action lawsuit against Kraken. The crypto exchange has already announced that it will not reverse any trades or pay out any compensation.

On 22 February, Kraken also set a new record high for its daily trading volume, which broke the $4 billion mark for the first time that day.

BloxXwop: Decentral udveksling lige i tide, da Robinhood blokerer brugere

Bitcoin ( BTC ) har allerede lavet nye højder på $ 40.000 i 2021, og Ether ( ETH ) følger efter og bryder sit tidligere rekordhøje niveau på $ 1.470. Cryptocurrency har alle fra stor finansiering til regeringer, der forudsiger prisforudsigelser for Bitcoins pris, der går over $ 300.000, ifølge CitiGroup.

Med det, ville handelsplatforme ønsker at udelukke Main Street fra at deltage?

I dag er der en varm ny børs, der kommer ind på markedet med et lidt andet fokus ved navn BloxXwop (udtales „block-swop“). Dens fokus er på decentralisering, hastighed, sikkerhed og inklusion. BloxXwop sætter en ny bar på, hvad branchen kan være med nye institutionelle aktører, der kommer ind for at udføre folks vilje. Børsen har en hurtig, rød-sort grænseflade og navigerer elegant.

På en decentral udveksling ejer brugerne deres tegnebøger og private nøgler, som lagres uafhængigt af selve udvekslingen. Dette betyder igen, at brugerne virkelig ejer deres tokens og ikke har nogen handelsgrænser, der er pålagt af børsen. Udvekslinger som Binance og Coinbase styrer dine kryptoaktiver, hvilket betyder, at der kan opstå problemer i tilfælde af systembrud. Dette betyder også, at din tegnebog eller konto holdes af en børs, der kan begrænse din adgang. Andre sådanne eksempler inkluderer PayPal, Square eller Apple, som har annonceret deres planer om at indgå krypto. Ejerskabsoplysningerne gemmes af brugerne, hvilket giver total frihed. Timingen er perfekt, fordi Robinhood og Etrade har begrænset handel for individuelle investorer, hvilket giver mere tid til institutionelle spillere.

BloxXwop har introduceret til kryptoindustrien sin nittende blanding af funktionalitet, kundeoplevelse og enkel messaging

I funktionalitet er „DeFi-demokrati“ de ord, der bruges til at beskrive platformens afstemningsmekanisme. Dens oprindelige Bloxx-token gør det muligt for brugere at afgive stemmer for tokens, de gerne vil have tilføjet til børsen, kombineret med en indsatsprotokol på børsen. Dette adskiller sig fra en DEX som Uniswap, som har taget det spirende marked med storm. Uniswap tillader dog kun ERC-tokens, som blokerer lignende Bitcon og andre kæder. BloxXwop giver mulighed for kryds-kæde notering, så folk stadig har adgang til fan favoritter, såsom Bitcoin, Litecoin ( LTC ), XRPosv. Dette kræver yderligere udvikling, hvilket er hvad grundlæggerne af Bloxx Foundation satte som en hjørnesten for at tillade inddragelse af alle kryptoaktiver. Fra et kundeoplevelsessynspunkt bryder BloxXwop formen med strømmen af en børs, der har komforten som en topklasse, central handelsplatform, samtidig med at DEX-protokoller opretholdes. BloxXwop er også stolt over at kunne tilbyde muligheden for at købe aktiver på børsen med kredit- / betalingskort og peer-to-peer, on-chain-overførsler ved hjælp af kun brugernavne. Dette er langt væk fra EtherDelta’s dage.

Bloxx Foundation bedste kvalitet er, at den har hårdkodet i sin DEX 1% af alt overskud for at gå til en velgørende indsats, der betjener fattige og underkapitaliserede regioner i verden. Dillon Omane, præsident for BloxXwop Exchange, har været i rampelyset i det tekniske rum, startende med en sejr ved TechCrunch Disrupt NY Hackathon i 2016. Siden da har han fortsat med at finpudse sine færdigheder og udviklet projekter med store finansielle institutioner, som Bank of America, CitiGroup osv. Omane, en nybegynder i blockchain-branchen, overtager for Antoine Bell, søn af den internationale fodboldsuperstjerne JoJo Bell, der flytter til rådgivningsrådet for at fokusere på fondens marketingindsats .

Fang det oprindelige tilmeldingstilbud for at få gratis airdropped tokens og deltage i vores konkurrencer for at vinde nogle gratis BTC på virksomhedens websted . BloxXwop indleder det nye år med lanceringen af sin BloxXwop Exchange. Bloxx-tokens er nu live på Uniswap. Følg med for at se, hvordan denne nye opstart fokuserede på mangfoldighed og inklusion, når tidevandet drejer sig til fordel for decentraliseret finansiering.

Etéreo, Polkadot, BinanceChain y más

Etéreo, Polkadot, BinanceChain y más – Tendencias de la tecnología de cadenas de bloques para 2021

El año en curso fue bastante favorable para la industria de desarrollo de cadenas de bloques. El resultado del año transcurrido muestra que nunca ha habido un mejor momento para iniciar un proyecto basado en las cadenas de bloques.

Esta revisión presenta un análisis de los eventos más significativos en el Ethereum Code mercado de la criptografía y dice cómo esto afectará a la industria de desarrollo de cadenas de bloques. En este artículo también compartiremos algunas predicciones sobre la tecnología de las cadenas de bloques para 2021.

Próximas plataformas de cadenas de bloques

Una serie de enfoques tecnológicos recientemente implementados y las próximas soluciones de cadenas de bloques ofrecen sugerencias para las tendencias de las cadenas de bloques en 2021

Las preguntas sobre la mejora del etéreo han estado dando vueltas en la mente de las personas criptográficas desde hace varios años. Los comentarios e inconvenientes se centraron principalmente en el tema de la escalabilidad, la lentitud del TPS y la cantidad de transacciones permitidas para un bloque – 12 es tan poco para las cadenas de bloques de hoy en día.

El concepto central de la nueva versión 2.0 de Ethereum se puede encontrar aquí. El enfoque principal de 2020 4Q fue el lanzamiento de la Fase 0. Significa la adopción de la Cadena Faro y la integración del nuevo PoS Ethereum que se lanzó el 1 de diciembre de 2020.

La actualización más grande y largamente esperada para 2021 será la introducción planificada de la Fase 1 y la integración de PdS y cadenas de fragmentos (esperada en el cuarto trimestre de 2021).

El mundo nunca ha visto una transición de un ecosistema tan grande. Por lo tanto, el surgimiento de numerosas dudas e incertidumbres parece bastante razonable. Junto con la futura implementación del sharding, esto mejorará significativamente la velocidad de operación de la red y aumentará el rendimiento de las transacciones. Por eso esta transición del Etéreo se convertirá merecidamente en una de las mayores tendencias de la cadena de bloques en 2021.

Paracaídas Polkadot

„Polkadot es una cadena de bloques deshechos, lo que significa que conecta varias cadenas en una sola red, lo que les permite procesar transacciones en paralelo e intercambiar datos entre cadenas con garantías de seguridad“. – Papel de luz Polkadot

Para conectarse al ecosistema de Polkadot, o construir su propia cadena de bloques dentro de él, un usuario necesita conectarse a la Cadena de Relés que es una cadena de bloques principal para Polkadot. Hasta ahora, cinco de las 100 ranuras de paracaídas han sido conectadas con éxito. Aunque 100 se definió inicialmente como el objetivo principal, hay algunos pensamientos sobre la votación para ampliar el número de ranuras permitidas.

Se espera que el mayor número de ranuras se añada gradualmente en los próximos años. Además, una cantidad significativa de proyectos previamente desplegados en Kusama testnet iniciarán la transición al entorno de Polkadot.

Esta alteración tendrá seguramente un gran impacto en el mercado de los criptógrafos porque la gran mayoría de los proyectos construidos sobre el sustrato (Acala, Moonbeam, Halva, Edgeware, Centrifuge etc.) establecen la unión con Polkadot como uno de los principales objetivos.

BinanceChain break-In

BinanceChain ha iniciado su cadena inteligente en el cuarto trimestre de 2020. El lanzamiento atrajo mucha atención y comentarios positivos entre la comunidad. Por lo tanto, dio lugar a un desarrollo enormemente rápido por parte del entorno comunitario dedicado y el inicio de proyectos muy prometedores como PancakeSwap DEX.

Además, esta cadena cuenta con el apoyo de Trust Wallet, que es un jugador muy fiable en el mercado de la cadena de bloques. Su participación fue justificada por uno de los mayores lanzamientos aéreos para apoyar a Binance y su cadena inteligente hace unas semanas.

El valor total bloqueado en DeFi (TVL) empezó a crecer y a mostrar resultados muy prometedores a finales de diciembre. Además, el ecosistema de cadena cruzada de Polkadot, junto con un renovado y escalable Ethereum 2.0, seguramente hará una verdadera revolución en la industria.

„Bitcoin made me lose my sanity“, says young man who lost R$ 5.8M and now depends on government help to survive

Young man was known as „the Bitcoin guy,“ but he lost everything after making risky choices: „My old coworkers and friends are congratulating me on $40,000. So I pretend it’s okay“.

In 2020 Bitcoin certainly made many investors happy, several people had their investments valued at about 400%. Those who decided to invest in the first years of the digital currency today are with 9,000,000% profit. However, some have not been able to save up to the present day and regret it.

In the first year of Bitcoin the currencies were widely obtained with ease. Mining was simple and on any computer it was possible to perform the process to „earn“ many Bitcoins.

But what would you do if by your hands you had spent millions in Bitcoin and today you depended on donations to survive?

This is exactly the situation a Reddit user who used the social network to tell his story and regret the fact that he wasted the great chance of his life is going through.

The guy from Bitcoin

According to the report, the man met Bitcoin when the currency was traded in the $100 range, he admits he became a true fan of the currency and even became obsessed, saving everything he could to invest in the asset.

Investing in the currency and talking about it all the time he ended up being known by his friends as „the guy from Bitcoin“.

„I’ve known Bitcoin since before cryptomoeda was worth $100. I was obsessed and saved everything I could to put every dollar in the digital currency“.

„Bitcoin became my life and I became known as the ‚Bitcoin guy‘. I’m sure most of you got that nickname too“.

During the years he invested in digital assets he managed to accumulate 30 bitcoins, but in 2018 he decided to bet on an altcoin and ended up losing more than half of the coins.

With the remaining bitcoins he again made a risky bet in the leverage market and, once again, lost.

„I managed to accumulate 30 Bitcoins. If I could go back and donate 29 and stay with only one, I would come back. Around 2018 I invested a little more in an altcoin. It was a mistake, the investment cost me a significant amount of my coins, more than 20“.

„With the 10 left over, I had to migrate to the leveraged trade, 2019 was a difficult year, the spot trading was not very profitable. You know how this story ends“.

„I sold for $ 6 thousand but Bitcoin shot up“

After making dubious choices he had his amount reduced from 30 bitcoins to 2. A desperate scenario, since when he started investing the asset was worth $ 100, and at that moment, more than $ 10,000.

In March 2020 the market for cryptomoins started to fall, in face of this scenario he decided to make an attempt, sell his coins and buy again for a lower price, but things did not go very well as planned.

„My last attempt to get my coins back was to sell my bitcoins, expect a devaluation and buy more. I sold my last 2 currencies in 2020 when they were worth $6,000 and then instead of a fall, the Bitcoin went off and hit the $42,000 and I had no more currency“.

„Congratulations, Bitcoin guy“

Years before he was the „Bitcoin guy“, now, with the digital currency breaking price records day after day, all those friends who mocked him for investing in an internet currency now congratulate him for becoming a supposed millionaire.

However, in reality he didn’t have any Bitcoin anymore and then he got depressed, pretending to be really happy about the rise of the digital coin.

„I started looking for a job, but honestly, I’m deeply depressed, so I seem disinterested and I’m not getting anything. My former co-workers and friends are congratulating me on $40,000. So I pretend that everything is fine“.

If he had kept the 30 bitcoins until today the man would have approximately $ 5.8 million. However, without any other digital currency, he regrets the fact that he was once a millionaire and now depends on government help to survive.

„In 2017, at 27 years of age, I had almost $1,000,000, now I’m sitting here in tears, praying to receive government help before I run out of food.

He regretted that he hadn’t sold a few coins to open a business or diversify his investment, but he also said that at the time he didn’t know how to start a business.

Bitcoin provided the best time of my life

He said he can’t ask for anyone’s help because his friends are jealous that he still supposed to have the bitcoins he had bought in 2013.

 

Perinteiset ja salausmarkkinat alkavat lähentyä

Salaus pitkä ja lyhyt: Perinteiset ja salausmarkkinat alkavat lähentyä

Yksi hauskoista palapeleistä niille teistä, jotka eivät ole kokeilleet niitä, on tyydyttävä palanen, joka sopii yhteen paljastamaan osan kuvasta. Toinen seuraa koko kuvan syntymistä, kun lisää kappaleita liittyy.

Viime vuoden heinäkuussa Yhdysvaltain valuutanvalvontatoimisto (OCC) ilmoitti, että kansalliset pankit voisivat säilyttää salausvaroja. Se oli melko iso juttu, sillä jos kansalliset pankit alkavat tarjota tätä palvelua, sijoittajat voisivat teoriassa pyytää tavanomaista laitostaan Bitcoin Revolution säilyttämään kaikki omistuksensa, olivatpa ne osakkeita, joukkovelkakirjoja tai salauksia. Niin paljon helpompaa. Suuri este salausinvestoinneille poistettu.

Syyskuussa OCC ilmoitti voivansa tarjota palveluja stablecoin-liikkeeseenlaskijoille, kuten varantojen pitämisellä. Pankit olivat tehneet tätä jo jonkin aikaa, mutta epävarmassa sääntely-ympäristössä. Nyt heillä oli virallinen lupa siihen. Stablecoineja, joita pankkitalletuksissa pidetään fiat-yhtiöllä, ei katsota riskiksi yhdellä Yhdysvaltojen säännellyimmistä teollisuudenaloista.
Tilaa Crypto Long & Short, viikoittainen uutiskirjeemme sijoittamisesta.
Rekisteröitymällä saat sähköpostiviestejä CoinDesk-tuotteista ja hyväksyt ehdot ja tietosuojakäytännön.

Ja sitten tällä viikolla liittovaltion pankkivalvontaviranomainen julkaisi tulkitsevan kirjeen, jossa sanottiin, että kansalliset pankit ja liittovaltion säästöyhdistykset voivat käyttää julkisia lohkoketjuja maksujen tallentamiseen ja vahvistamiseen. Se myöntää tehokkaasti lohkoketjuille „maksuverkon“ tilan.

Näetkö kuvan nousemassa? Kyse ei ole vain laajentamasta tuotevalikoimaa, jonka pankit voivat tarjota asiakkailleen. Kyse ei ole vain parempien maksupalvelujen tarjoamisesta. Kyse on perinteisten ja salausmarkkinoiden lähentymisestä. Kyse on myös dollarin asemasta huomisen talouksissa.

Katso lähempää

Katsotaanpa, miksi tämä uusi kuva on syytä kiinnittää huomiota:

  • Se on hyvä uutinen salausmarkkinoille: houkutus perinteisille pankeille tarjoamaan tukea blockchain-infrastruktuurille ja jopa helpottamaan salaustapahtumia. Tämä tekee salausinvestoinneista helpompia perinteisille sijoittajille, mikä tuo lisää rahaa teollisuuteen, mikä kannustaa enemmän infrastruktuurin kehittämiseen ja niin edelleen virtuaalisessa ympyrässä, joka lopulta tarjoaa mahdollisuuden yhä laajemmalle käyttäjäkunnalle. Jos sijoittajat voivat maksaa salausvarallisuudesta pankin liikkeeseen laskemilla vakiomallisilla rahoilla pankin kautta ja jos varat ovat pudonneet automaattisesti pankkitalletustililleen, niin miksi ei laittaa osan salkustasi systeemiseen suojausinstrumenttiin? Esteet poistetaan.
  • Se on hyvä perinteisille markkinoille, koska se todennäköisesti kannustaa uuden tyyppisen edullisemman ja avoimemman toimitusjärjestelmän syntymiseen. Noin viime vuosikymmenen aikana tapahtuneesta huomattavasta parannuksesta huolimatta sovintotarpeet haittaavat edelleen perinteistä ratkaisua. Stablecoinien käyttö ei välttämättä korjaa tätä (kysymykset ovat enemmän laillisia kuin teknisiä), mutta se avaa oven vaihtoehtoiselle prosessille, joka voi olla perusteellisen tutkimuksen arvoinen ja joka saattaa liittyä tokenoitujen perinteisten omaisuuserien, uudentyyppisten markkinoiden tuleviin markkinoihin. omaisuutta, jota emme ole vielä alkaneet suunnitella, ja kaikkea siltä väliltä.
  • Se on hyvä pankkisektorille, mikä voi avata oven uudentyyppisille rahoitustuotteille sekä maksu- ja vakuuspalveluille. Kun pankkimarginaalit painavat jatkuvasti rasittavista vaatimustenmukaisuuden kustannuksista ja matalista koroista, jotka eivät todennäköisesti kasva pian, tarve monipuolistaa tulovirtoja ja saada enemmän arvoa nykyisiltä asiakkailta on yhä tärkeämpi systeemisesti tärkeälle osalle talouttamme.
  • Se on hyvä rahoitusinnovaatioille. Pankit voivat käyttää kiinteitä kolikoita, mutta ne voivat myös antaa niitä, mahdollisesti kellojen, pillien ja toimintojen kanssa. JPM Coin, jonka sijoituspankki JPMorgan on laskenut liikkeeseen, on nyt käytössä ja sitä käytetään maailmanlaajuisten tukkumaksujen suorittamiseen. Toiset seuraavat, jokaisella on oma toiminnallisuutensa ja kohde-asiakaskuntansa. Ja jos niistä tulee yhteentoimivia, meillä on joukko ohjelmoitavia rahakkeita, jotka voivat lisätä likviditeettiä aiemmin unohdetuilla taloudellisilla segmenteillä ja alentaa samalla uuden tyyppisten liiketoimien kustannuksia ja kannustaa niitä.

Michael Sonnenshein says pension funds invest in Bitcoin

Grayscale’s new CEO, Michael Sonnenshein, says pension funds are investing in Bitcoin. And it’s more and more money.

According to information from Bloomberg, Grayscale’s CEO Michael Sonnenshein indicates that pension funds and donations are actively investing in the various crypto products offered by the company.

„We have begun to see participation not only from the hedge fund segment, which we Immediate Edge have seen participation for a long time. It is now recently that other institutions, pensions and donations are involved.

In addition, Michael Sonnenshein notes that: „In fact, the size of the investments they are making is also growing rapidly“.
Bitcoin continues its historic career, what has driven it?
Pension funds invest in Bitcoin
The new CEO of Grayscale Investments LLC, Michael Sonnenshein, says he expects increased interest from institutional investors such as pension funds and endowments. Specifically, to continue driving its rapid growth.

Who is Michael Sonnenshein?
Michael Sonnenshein joined New York-based Grayscale in January 2014 as an account executive. During this long period, he worked his way through several senior positions in the firm. Culminating in the position of Managing Director. Currently, he is the successor to Barry Silbert.

Michael Sonnenshein said on Twitter: „Thank you Barry Silbert for this incredible opportunity. His vision for Grayscale remains as clear and ambitious now as it was 7 years ago. I am honoured by the opportunity to lead Grayscale into its next phase of growth.
Prior to Grayscale, Michael Sonnenshein was a financial advisor at JPMorgan. And, as an analyst at Barclays and Bank of America.

In addition to this, as an academic background, Michael Sonnenshein holds a Bachelor of Business Administration degree from Goizueta Business School. He also holds an MBA from NYU Stern School of Business.

Grayscale could soon control 5% of Bitcoin’s current supply
Grayscale’s position
By the way, Grayscale owns approximately 3% of the BTCs in circulation. In addition, it continues to accumulate positions, as more institutional investors look to Bitcoin for safe haven.

Indeed, its total assets under management (AUM) have eclipsed $27 billion in ten different products. The Grayscale Bitcoin Trust remains by far its most popular product with over $23 billion in AUM.
It is worth noting that, according to Grayscale Investments, institutional inflows into cryptosystems and Bitcoin (BTC) are intensifying, with pension funds and donations among the newest participants in the space.

Michael Sonnenshein said that Grayscale plans to double its current staff of 24. Also, continue to invest in advertising and introduce half a dozen new products this year.

Fintech, Bitcoin and the Banks: War, Marriage or None of the Above?

Technology has come to finance to stay. What can Bitcoin do in the middle of this?

The pandemic has served as a catalyst for many processes. And, in many ways, it’s been very revealing. I mean, many assumptions have been refuted. And many other things have been reaffirmed. It’s interesting to review, at the beginning of 2021, the 2019 predictions about the future in a kind of before and after. The Bitcoin narrative had many hypotheses about banks, the dollar and crises. But I’m afraid that many of them didn’t come true. However, Bitcoin is thriving for other reasons. We’re talking about Fintech, Bitcoin and the banks in a post-public world.

The early Bitcoin community was basically made up of libertarians, anarchists and cypherpunks. That is, the original group emerged from the counterculture. A strong ideological component was obviously there from the beginning. The thing about small, inconsequential groups is that they live forever in opposition. Therefore, they are always right. Radicalism grows easily when theories can be maintained in the hypothetical. Of course, once the group becomes larger, things are forced to change. In many ways, they moderate themselves. The Bitcoin community has been undergoing a very significant gradual demographic transformation over the past 5 years.

Retail speculators played a major role in the 2017 boom and institutional investors are now taking over. This new group is becoming the new majority. But that’s not all. With their arrival, they are changing the narrative. That is, Bitcoin is more popular now. Their buyers are more conventional. Consequently, their community is more conventional. Although there are still many old-school libertarian influencers, the center of gravity is shifting to the big institutions. In other words, Bitcoin Benefit review is becoming more like Wall Street.

I remember as yesterday the predictions of the most well known bitcoiners about the future crisis. In January 2020, there was talk of the end of the dollar, of high inflation, and the fall of the banks. And not only that. It was said that people would buy Bitcoin because of a hecatomb of the system. Bitcoin was presented as a lifeline in the end times. In many ways, Bitcoin, for the libertarians, is a messianic movement. And the narrative is primarily based on fear, imitating the habits and tone of the golden beetles. This revolutionary Bitcoin is important to many. But it’s not the only Bitcoin that exists. The libertarian utopia is very important to libertarians, but once you get out of that little circle, people have no idea what they’re talking about.

Bitcoin’s behavior during the crisis offers enough evidence to cast doubt on many of the libertarian hypotheses. To begin with, the behavior of the dollar and inflation during this year. Additionally, the huge correlation between Bitcoin and other risky assets. It’s not just that the libertarian hypotheses failed. It’s that they failed hugely. Almost everything turned out to be the opposite of what was predicted. The crisis generated deflation. And the panic consolidated the strength of the dollar as a safe haven, generating a crash for Bitcoin and the other financial markets.

Despite having very bad futurists, Bitcoin thrived in 2020. Why did this happen? The pandemic accelerated the digitalization of the world. And, because of the deflationary crisis, central banks were forced to inject astronomical amounts of liquidity into the system to boost demand. This gigantic shower of money greatly benefited technology companies. Everything related to online trading and digital payments received great support. In other words, the fintech sector became one of the centers of attention of the moment. In other words, Fintech is the future.

Paypal, Stripe, and Square are in fashion. But it wasn’t just online payments that gained new popularity during the pandemic. Companies like Robinhood and TD Ameritrade also took a big leap in the same period. Online trading became a trend, but online speculation also became a trend. But not in the context of a liberating revolution. What we actually have in a technological boom that embarks Fintech, online trading, logistics, renewable energy, Artificial Intelligence, the cloud, Big Data, blockchain, bitcoin and automation.

What we are experiencing is not the collapse of the system. Quite the contrary. What we are experiencing is an asymmetric recovery that has benefited the technology sector quite a bit. The banks have suffered from the increase in defaults due to the crisis. These are cyclical companies that register many losses in times like these. However, the pandemic has shown that banks have an extremely important role to play in the fintech of the post-public era. Banks are investing in technology and it’s being adopted. JP Morgan, for example, has as many developers as Google or Facebook. Of course they are adopting. And, in many areas, they are leading the technology race. The end of banking? I don’t think so.

The funny thing is that during the crisis people reaffirmed their confidence in banks. I am referring to custody services. Payments can be made in many places. But, sooner or later, everything ends up in a bank. This is not a hypothesis. That’s what happened in 2020, revealing the dynamics that could occur in the future.

What we could have is a love triangle between banks, fintech and bitcoin. The manager of a large hedge fund in New York is not buying Bitcoin right now, because he thinks the system will collapse and wants to promote the libertarian utopia. His intention is much less political and more financial. The institutional investor is always looking for trends and knows very well that fintech is the future. If Paypal, Square and others are buying Bitcoin, that means that Bitcoin will play a very important role in the fintech revolution.

Everything seems to indicate that the dollar will not collapse in the near future. We won’t see the end of the central banks anytime soon. Or the end of the banks. Surely we won’t have a Bitcoin pattern on a global level as many libertarians aspire. The supposed separation between the state and the economy will remain for a long time in the imagination of the most idealistic. However, Bitcoin as a speculative asset will be part of the fintech revolution. Therefore, a highly attractive article for investors around the world. That means that the price will continue to rise for quite some time. We’ll have better narratives in the future and the liberators will lose their prominence in the years to come. But Bitcoin will thrive. Fintech will prosper. And the banks will have a role in this story.