Welches Handy passt zu mir? – intspei.com

A taxa de câmbio BTC/USD aproximou-se de US$60.000 em um rally matinal na Ásia, impulsionado por uma enxurrada de fundamentos, desde a decisão do PayPal de adicionar um serviço de caixa criptográfico até a liquidação de transações Visa em USDC de moeda estável. Os comerciantes se aglomeraram na Bitcoin, acreditando que a adoção da moeda criptográfica seria uma adoção robusta e generalizada.

O principal rival do Bitcoin, o Gold, sofreu. A taxa de câmbio à vista XAU/USD caiu abaixo de $1.700 na quarta-feira, reagindo a uma subida intradiária nos rendimentos dos títulos do governo americano na sessão anterior que deixou o dólar americano mais forte. O ouro tende a se mover ao contrário do dólar americano.

A taxa de juros sobre a nota de referência do Tesouro americano de 10 anos subiu para 1,773% – seu nível mais alto desde janeiro de 2020 – antes de recuar para 1,724% no fechamento da terça-feira. Sua alta elevou o apelo do dólar americano nos mercados internacionais, levando o índice do dólar americano a recuperar seu nível mais alto no início de novembro de 2020, em 93,43.

BITCOIN ACIMA DE $60.000

A bitcoin no final de fevereiro reagiu negativamente ao aumento do rendimento dos títulos. No entanto, a moeda criptográfica veio por conta própria em meio a repetidas notícias de sua adoção generalizada, liderada pelo investimento de US$ 1,5 bilhões da Tesla e seguida por sua decisão de vender seus veículos elétricos para a moeda criptográfica. Enquanto isso, a Morgan Stanley também incluiu fundos de três bitcoin em sua carteira de serviços de investimento.

Políticas monetárias frouxas proporcionaram ventos de cauda para o viés de alta da Bitcoin ao longo de 2020. A moeda criptográfica fechou o ano 302 por cento mais alta, pois o Federal Reserve manteve suas taxas de juros próximas a zero e comprou dívidas do governo e títulos hipotecários ao ritmo de US$ 120 bilhões por mês.

O bitcoin também aumentou à medida que o governo dos EUA tomou emprestado mais de US$ 5 trilhões para seus três pacotes de estímulo ao coronavírus, levantando preocupações sobre o potencial de desvalorização monetária e inflação maior do que a esperada.

O sentimento de altivez prevaleceu em 2021, com a adoção institucional assumindo o lugar da frente. O bitcoin aumentou em mais 100 por cento ao atualizar seu recorde acima de 61.000 dólares.

A ONDA DE GASTOS DA BIDEN

Mais ganhos provavelmente apareceriam esta semana quando o Presidente Joe Biden anunciar um novo plano de gastos do governo na quarta-feira, quase menos de um mês após a aprovação de uma lei de estímulo de US$ 1,9 trilhão. Os comerciantes percebem os pacotes de estímulo como uma alta para o bitcoin enquanto investidores e empresas tentam compensar os temores de inflação aumentando suas propostas de compra de refúgio-seguro.

Larry Milstein, chefe do governo e das agências comerciais da R.W. Pressprich & Co, diz que estímulos adicionais alimentariam a recuperação econômica dos EUA. Por sua vez, o rendimento das notas de 10 anos aumentaria para 2,25% até o final deste ano, o que chamaria a atenção dos funcionários do Fed que se comprometeram a manter sua meta de inflação acima dos 2%.

„Se começarmos a ver um movimento significativo de aumento nas taxas, então poderemos ver uma reação do Fed“, disse ele.

Crypto exchange Kraken wants to double company value through financing round

New investment capital from investors like Fidelity could boost the platform’s enterprise valuation to more than $10 billion.

Major American crypto exchange Kraken is apparently in talks regarding a new round of financing that would increase the platform’s enterprise value to US$10 billion.

Bloomberg reports on the corresponding plans with reference to anonymous sources. According to the report, Kraken has already Profit Revolution contacted major investors such as Fidelity, Tribe Capital and General Atlantic.

One of the sources suspects that the company’s value could even rise to 20 billion US dollars as a result of the additional money if demand is unexpectedly high.

In 2019, Kraken had raised US$13.5 million from more than 2,000 investors through investment platform Bnk to the Future, with the company’s valuation at the time standing at US$4 billion.

As a result, the trading platform’s market value

The latest news comes against the backdrop of the leading American crypto exchange Coinbase recently filing for an official initial public offering (IPO). As a result, the trading platform’s market value has recently risen to almost 100 billion US dollars through the private sale of company shares.

According to crypto information portal CoinMarketCap, Kraken has handled a trading volume of just under 2 billion US dollars in the past 24 hours, while Coinbase recorded 3.85 billion US dollars in the same period.

However, the planned funding round is also in light of the flash crash on 22 February, which saw Ether on Kraken slide to just US$700, while the second largest cryptocurrency was trading above US$1,300 on other exchanges.

For many users of the platform, this was accompanied by considerable losses, which is why some of them are now considering a class action lawsuit against Kraken. The crypto exchange has already announced that it will not reverse any trades or pay out any compensation.

On 22 February, Kraken also set a new record high for its daily trading volume, which broke the $4 billion mark for the first time that day.

Bitcoin ( BTC ) har allerede lavet nye højder på $ 40.000 i 2021, og Ether ( ETH ) følger efter og bryder sit tidligere rekordhøje niveau på $ 1.470. Cryptocurrency har alle fra stor finansiering til regeringer, der forudsiger prisforudsigelser for Bitcoins pris, der går over $ 300.000, ifølge CitiGroup.

Med det, ville handelsplatforme ønsker at udelukke Main Street fra at deltage?

I dag er der en varm ny børs, der kommer ind på markedet med et lidt andet fokus ved navn BloxXwop (udtales „block-swop“). Dens fokus er på decentralisering, hastighed, sikkerhed og inklusion. BloxXwop sætter en ny bar på, hvad branchen kan være med nye institutionelle aktører, der kommer ind for at udføre folks vilje. Børsen har en hurtig, rød-sort grænseflade og navigerer elegant.

På en decentral udveksling ejer brugerne deres tegnebøger og private nøgler, som lagres uafhængigt af selve udvekslingen. Dette betyder igen, at brugerne virkelig ejer deres tokens og ikke har nogen handelsgrænser, der er pålagt af børsen. Udvekslinger som Binance og Coinbase styrer dine kryptoaktiver, hvilket betyder, at der kan opstå problemer i tilfælde af systembrud. Dette betyder også, at din tegnebog eller konto holdes af en børs, der kan begrænse din adgang. Andre sådanne eksempler inkluderer PayPal, Square eller Apple, som har annonceret deres planer om at indgå krypto. Ejerskabsoplysningerne gemmes af brugerne, hvilket giver total frihed. Timingen er perfekt, fordi Robinhood og Etrade har begrænset handel for individuelle investorer, hvilket giver mere tid til institutionelle spillere.

BloxXwop har introduceret til kryptoindustrien sin nittende blanding af funktionalitet, kundeoplevelse og enkel messaging

I funktionalitet er „DeFi-demokrati“ de ord, der bruges til at beskrive platformens afstemningsmekanisme. Dens oprindelige Bloxx-token gør det muligt for brugere at afgive stemmer for tokens, de gerne vil have tilføjet til børsen, kombineret med en indsatsprotokol på børsen. Dette adskiller sig fra en DEX som Uniswap, som har taget det spirende marked med storm. Uniswap tillader dog kun ERC-tokens, som blokerer lignende Bitcon og andre kæder. BloxXwop giver mulighed for kryds-kæde notering, så folk stadig har adgang til fan favoritter, såsom Bitcoin, Litecoin ( LTC ), XRPosv. Dette kræver yderligere udvikling, hvilket er hvad grundlæggerne af Bloxx Foundation satte som en hjørnesten for at tillade inddragelse af alle kryptoaktiver. Fra et kundeoplevelsessynspunkt bryder BloxXwop formen med strømmen af en børs, der har komforten som en topklasse, central handelsplatform, samtidig med at DEX-protokoller opretholdes. BloxXwop er også stolt over at kunne tilbyde muligheden for at købe aktiver på børsen med kredit- / betalingskort og peer-to-peer, on-chain-overførsler ved hjælp af kun brugernavne. Dette er langt væk fra EtherDelta’s dage.

Bloxx Foundation bedste kvalitet er, at den har hårdkodet i sin DEX 1% af alt overskud for at gå til en velgørende indsats, der betjener fattige og underkapitaliserede regioner i verden. Dillon Omane, præsident for BloxXwop Exchange, har været i rampelyset i det tekniske rum, startende med en sejr ved TechCrunch Disrupt NY Hackathon i 2016. Siden da har han fortsat med at finpudse sine færdigheder og udviklet projekter med store finansielle institutioner, som Bank of America, CitiGroup osv. Omane, en nybegynder i blockchain-branchen, overtager for Antoine Bell, søn af den internationale fodboldsuperstjerne JoJo Bell, der flytter til rådgivningsrådet for at fokusere på fondens marketingindsats .

Fang det oprindelige tilmeldingstilbud for at få gratis airdropped tokens og deltage i vores konkurrencer for at vinde nogle gratis BTC på virksomhedens websted . BloxXwop indleder det nye år med lanceringen af sin BloxXwop Exchange. Bloxx-tokens er nu live på Uniswap. Følg med for at se, hvordan denne nye opstart fokuserede på mangfoldighed og inklusion, når tidevandet drejer sig til fordel for decentraliseret finansiering.

Young man was known as „the Bitcoin guy,“ but he lost everything after making risky choices: „My old coworkers and friends are congratulating me on $40,000. So I pretend it’s okay“.

In 2020 Bitcoin certainly made many investors happy, several people had their investments valued at about 400%. Those who decided to invest in the first years of the digital currency today are with 9,000,000% profit. However, some have not been able to save up to the present day and regret it.

In the first year of Bitcoin the currencies were widely obtained with ease. Mining was simple and on any computer it was possible to perform the process to „earn“ many Bitcoins.

But what would you do if by your hands you had spent millions in Bitcoin and today you depended on donations to survive?

This is exactly the situation a Reddit user who used the social network to tell his story and regret the fact that he wasted the great chance of his life is going through.

The guy from Bitcoin

According to the report, the man met Bitcoin when the currency was traded in the $100 range, he admits he became a true fan of the currency and even became obsessed, saving everything he could to invest in the asset.

Investing in the currency and talking about it all the time he ended up being known by his friends as „the guy from Bitcoin“.

„I’ve known Bitcoin since before cryptomoeda was worth $100. I was obsessed and saved everything I could to put every dollar in the digital currency“.

„Bitcoin became my life and I became known as the ‚Bitcoin guy‘. I’m sure most of you got that nickname too“.

During the years he invested in digital assets he managed to accumulate 30 bitcoins, but in 2018 he decided to bet on an altcoin and ended up losing more than half of the coins.

With the remaining bitcoins he again made a risky bet in the leverage market and, once again, lost.

„I managed to accumulate 30 Bitcoins. If I could go back and donate 29 and stay with only one, I would come back. Around 2018 I invested a little more in an altcoin. It was a mistake, the investment cost me a significant amount of my coins, more than 20“.

„With the 10 left over, I had to migrate to the leveraged trade, 2019 was a difficult year, the spot trading was not very profitable. You know how this story ends“.

„I sold for $ 6 thousand but Bitcoin shot up“

After making dubious choices he had his amount reduced from 30 bitcoins to 2. A desperate scenario, since when he started investing the asset was worth $ 100, and at that moment, more than $ 10,000.

In March 2020 the market for cryptomoins started to fall, in face of this scenario he decided to make an attempt, sell his coins and buy again for a lower price, but things did not go very well as planned.

„My last attempt to get my coins back was to sell my bitcoins, expect a devaluation and buy more. I sold my last 2 currencies in 2020 when they were worth $6,000 and then instead of a fall, the Bitcoin went off and hit the $42,000 and I had no more currency“.

„Congratulations, Bitcoin guy“

Years before he was the „Bitcoin guy“, now, with the digital currency breaking price records day after day, all those friends who mocked him for investing in an internet currency now congratulate him for becoming a supposed millionaire.

However, in reality he didn’t have any Bitcoin anymore and then he got depressed, pretending to be really happy about the rise of the digital coin.

„I started looking for a job, but honestly, I’m deeply depressed, so I seem disinterested and I’m not getting anything. My former co-workers and friends are congratulating me on $40,000. So I pretend that everything is fine“.

If he had kept the 30 bitcoins until today the man would have approximately $ 5.8 million. However, without any other digital currency, he regrets the fact that he was once a millionaire and now depends on government help to survive.

„In 2017, at 27 years of age, I had almost $1,000,000, now I’m sitting here in tears, praying to receive government help before I run out of food.

He regretted that he hadn’t sold a few coins to open a business or diversify his investment, but he also said that at the time he didn’t know how to start a business.

Bitcoin provided the best time of my life

He said he can’t ask for anyone’s help because his friends are jealous that he still supposed to have the bitcoins he had bought in 2013.

 

Grayscale’s new CEO, Michael Sonnenshein, says pension funds are investing in Bitcoin. And it’s more and more money.

According to information from Bloomberg, Grayscale’s CEO Michael Sonnenshein indicates that pension funds and donations are actively investing in the various crypto products offered by the company.

„We have begun to see participation not only from the hedge fund segment, which we Immediate Edge have seen participation for a long time. It is now recently that other institutions, pensions and donations are involved.

In addition, Michael Sonnenshein notes that: „In fact, the size of the investments they are making is also growing rapidly“.
Bitcoin continues its historic career, what has driven it?
Pension funds invest in Bitcoin
The new CEO of Grayscale Investments LLC, Michael Sonnenshein, says he expects increased interest from institutional investors such as pension funds and endowments. Specifically, to continue driving its rapid growth.

Who is Michael Sonnenshein?
Michael Sonnenshein joined New York-based Grayscale in January 2014 as an account executive. During this long period, he worked his way through several senior positions in the firm. Culminating in the position of Managing Director. Currently, he is the successor to Barry Silbert.

Michael Sonnenshein said on Twitter: „Thank you Barry Silbert for this incredible opportunity. His vision for Grayscale remains as clear and ambitious now as it was 7 years ago. I am honoured by the opportunity to lead Grayscale into its next phase of growth.
Prior to Grayscale, Michael Sonnenshein was a financial advisor at JPMorgan. And, as an analyst at Barclays and Bank of America.

In addition to this, as an academic background, Michael Sonnenshein holds a Bachelor of Business Administration degree from Goizueta Business School. He also holds an MBA from NYU Stern School of Business.

Grayscale could soon control 5% of Bitcoin’s current supply
Grayscale’s position
By the way, Grayscale owns approximately 3% of the BTCs in circulation. In addition, it continues to accumulate positions, as more institutional investors look to Bitcoin for safe haven.

Indeed, its total assets under management (AUM) have eclipsed $27 billion in ten different products. The Grayscale Bitcoin Trust remains by far its most popular product with over $23 billion in AUM.
It is worth noting that, according to Grayscale Investments, institutional inflows into cryptosystems and Bitcoin (BTC) are intensifying, with pension funds and donations among the newest participants in the space.

Michael Sonnenshein said that Grayscale plans to double its current staff of 24. Also, continue to invest in advertising and introduce half a dozen new products this year.

Technology has come to finance to stay. What can Bitcoin do in the middle of this?

The pandemic has served as a catalyst for many processes. And, in many ways, it’s been very revealing. I mean, many assumptions have been refuted. And many other things have been reaffirmed. It’s interesting to review, at the beginning of 2021, the 2019 predictions about the future in a kind of before and after. The Bitcoin narrative had many hypotheses about banks, the dollar and crises. But I’m afraid that many of them didn’t come true. However, Bitcoin is thriving for other reasons. We’re talking about Fintech, Bitcoin and the banks in a post-public world.

The early Bitcoin community was basically made up of libertarians, anarchists and cypherpunks. That is, the original group emerged from the counterculture. A strong ideological component was obviously there from the beginning. The thing about small, inconsequential groups is that they live forever in opposition. Therefore, they are always right. Radicalism grows easily when theories can be maintained in the hypothetical. Of course, once the group becomes larger, things are forced to change. In many ways, they moderate themselves. The Bitcoin community has been undergoing a very significant gradual demographic transformation over the past 5 years.

Retail speculators played a major role in the 2017 boom and institutional investors are now taking over. This new group is becoming the new majority. But that’s not all. With their arrival, they are changing the narrative. That is, Bitcoin is more popular now. Their buyers are more conventional. Consequently, their community is more conventional. Although there are still many old-school libertarian influencers, the center of gravity is shifting to the big institutions. In other words, Bitcoin Benefit review is becoming more like Wall Street.

I remember as yesterday the predictions of the most well known bitcoiners about the future crisis. In January 2020, there was talk of the end of the dollar, of high inflation, and the fall of the banks. And not only that. It was said that people would buy Bitcoin because of a hecatomb of the system. Bitcoin was presented as a lifeline in the end times. In many ways, Bitcoin, for the libertarians, is a messianic movement. And the narrative is primarily based on fear, imitating the habits and tone of the golden beetles. This revolutionary Bitcoin is important to many. But it’s not the only Bitcoin that exists. The libertarian utopia is very important to libertarians, but once you get out of that little circle, people have no idea what they’re talking about.

Bitcoin’s behavior during the crisis offers enough evidence to cast doubt on many of the libertarian hypotheses. To begin with, the behavior of the dollar and inflation during this year. Additionally, the huge correlation between Bitcoin and other risky assets. It’s not just that the libertarian hypotheses failed. It’s that they failed hugely. Almost everything turned out to be the opposite of what was predicted. The crisis generated deflation. And the panic consolidated the strength of the dollar as a safe haven, generating a crash for Bitcoin and the other financial markets.

Despite having very bad futurists, Bitcoin thrived in 2020. Why did this happen? The pandemic accelerated the digitalization of the world. And, because of the deflationary crisis, central banks were forced to inject astronomical amounts of liquidity into the system to boost demand. This gigantic shower of money greatly benefited technology companies. Everything related to online trading and digital payments received great support. In other words, the fintech sector became one of the centers of attention of the moment. In other words, Fintech is the future.

Paypal, Stripe, and Square are in fashion. But it wasn’t just online payments that gained new popularity during the pandemic. Companies like Robinhood and TD Ameritrade also took a big leap in the same period. Online trading became a trend, but online speculation also became a trend. But not in the context of a liberating revolution. What we actually have in a technological boom that embarks Fintech, online trading, logistics, renewable energy, Artificial Intelligence, the cloud, Big Data, blockchain, bitcoin and automation.

What we are experiencing is not the collapse of the system. Quite the contrary. What we are experiencing is an asymmetric recovery that has benefited the technology sector quite a bit. The banks have suffered from the increase in defaults due to the crisis. These are cyclical companies that register many losses in times like these. However, the pandemic has shown that banks have an extremely important role to play in the fintech of the post-public era. Banks are investing in technology and it’s being adopted. JP Morgan, for example, has as many developers as Google or Facebook. Of course they are adopting. And, in many areas, they are leading the technology race. The end of banking? I don’t think so.

The funny thing is that during the crisis people reaffirmed their confidence in banks. I am referring to custody services. Payments can be made in many places. But, sooner or later, everything ends up in a bank. This is not a hypothesis. That’s what happened in 2020, revealing the dynamics that could occur in the future.

What we could have is a love triangle between banks, fintech and bitcoin. The manager of a large hedge fund in New York is not buying Bitcoin right now, because he thinks the system will collapse and wants to promote the libertarian utopia. His intention is much less political and more financial. The institutional investor is always looking for trends and knows very well that fintech is the future. If Paypal, Square and others are buying Bitcoin, that means that Bitcoin will play a very important role in the fintech revolution.

Everything seems to indicate that the dollar will not collapse in the near future. We won’t see the end of the central banks anytime soon. Or the end of the banks. Surely we won’t have a Bitcoin pattern on a global level as many libertarians aspire. The supposed separation between the state and the economy will remain for a long time in the imagination of the most idealistic. However, Bitcoin as a speculative asset will be part of the fintech revolution. Therefore, a highly attractive article for investors around the world. That means that the price will continue to rise for quite some time. We’ll have better narratives in the future and the liberators will lose their prominence in the years to come. But Bitcoin will thrive. Fintech will prosper. And the banks will have a role in this story.

Analitycy debatują nad tym, czy nowa reguła Sekretarza Skarbu USA o samokopiujących się portfelach może postawić obecnego byka w niebezpieczeństwie.

W tym tygodniu różne media informowały, że sekretarz skarbu USA Steven Mnuchin zastanawiał się, czy należy wprowadzić w życie ustawodawstwo regulujące kwestie związane z samokopiującymi się portfelami, czy też nie.

Doprowadziło to do tego, że niektórzy analitycy i kryptońskie pundity spekulowali, czy wpłynie to na Bitcoina, czy też nie, oraz do obecnego byczego rozmachu, który doprowadził do wzrostu cen kryptoideł.

Zagrożenie nowymi regulacjami dotyczącymi sektora kryptograficznego jest wiarygodnym wydarzeniem, które w przeszłości miało negatywny wpływ na ceny kryptograficzne, ale tym razem wokół jest kilka powodów, dla których proponowana zasada prawdopodobnie nie doprowadzi do krachu cenowego Bitcoinów.

Możliwość regulacji jest wyceniona na rynku kryptograficznym

Początkowo dyrektorzy branżowi wyrazili poważne obawy, gdy prezes Coinbase Brian Armstrong podzielił się tym, co usłyszał o planowanej zasadzie.

Obawy te nasiliły się, gdy prezes Circle, Jeremy Allaire, powiedział Ryanowi Selkisowi, że ewentualna regulacja może być szkodliwa dla całego sektora kryptokurrency. Komentarze z dwóch branżowych wagi ciężkiej doprowadziły do tego, że cały przemysł stał się ostrożny co do planowanej propozycji reguły.

Ostatnie raporty sugerują jednak, że zasada ta może wymagać zgłaszania przez instytucje finansowe wielu transakcji, których wartość odpowiada 10 000 USD dziennie. W porównaniu z pierwotnymi pogłoskami na temat tej zasady, jest ona prawdopodobnie mniej rygorystyczna niż się wydawało. W rzeczywistości, niektórzy eksperci twierdzą, że proponowana zasada jest podobna do istniejącej zasady podróżowania FATF.

Biorąc pod uwagę, że zasada ta może być mniej restrykcyjna niż pierwotnie planowana regulacja oraz fakt, że rynek miał wystarczająco dużo czasu na podjęcie działań, możliwe jest, że rynek wycenił ją w tym momencie.

Jaką drogę może obrać Mnuchin?

Istnieją dwie główne ścieżki, które Mnuchin mógłby obrać, aby wprowadzić regulację dotyczącą portfela samokopiującego się. Po pierwsze, mógłby pójść konwencjonalną drogą tworzenia przepisów, która wymaga przesłuchania i 30-dniowego okresu.

Jeśli Mnuchin zastosuje podejście konwencjonalne, wniosek musiałby zostać przedstawiony w tym tygodniu, zanim zakończy się obecna kadencja prezydencka.

Alternatywnie, Mnuchin mógłby dążyć do „słusznego celu“ w postaci przyjęcia rozporządzenia. Pozwoliłoby to Mnuchinowi przyspieszyć ten proces. Jason Civalleri, adwokat, powiedział:

„Ponadto, istnieje wyjątek, jeśli agencja wyartykułowała „dobrą sprawę“, że wymogi procedury ogłoszeniowej/publicznej są „niewykonalne, niepotrzebne, lub sprzeczne z interesem publicznym“. Na przykład, jednym z możliwych sposobów wykorzystania tego wyjątku jest, w razie potrzeby, powstrzymanie pandemii. Skarb Państwa musiałby zatem wyjaśnić, dlaczego chce pominąć ten wymóg dla „słusznej przyczyny“. Na przykład, być może okaże się, że nadzwyczajna ilość działalności przestępczej zostanie zahamowana przez wczesne wdrożenie nowej zasady. Wydaje się to mało prawdopodobne, ale może?“

W tym momencie, jest bardziej prawdopodobne, że Mnuchin przyjmie podejście konwencjonalne. Aby skorzystać z metody „dobrego powodu“, musiałby znaleźć wystarczające dowody na to, że kryptończycy widzą znaczącą działalność przestępczą.

Dlatego prawdopodobieństwo wprowadzenia proponowanej zasady w najbliższych dniach pozostaje najwyższe, co byłoby optymistyczne dla Bitcoina. Matt Odell, Bitcoin i rzecznik prywatności, powiedział:

„Blok spekuluje, że amerykański gov będzie po prostu wymagać wymiany, aby zgłosić wycofanie Bitcoin więcej niż 10k dolarów. Już założyłem, że zrobili to tbh. Obawy Armstronga i Davidsona wyrażone przez nich wydawały się być znacznie gorsze. Może troska społeczna pomogła. Bardzo byczy, jeśli to prawda.“